Reports

Report | Maryland PIRG Foundation | Consumer Protection

Mortgages and Mortgage Complaints

Our sixth report analyzing complaints in the CFPB's Public Consumer Complaint Database evaluates mortgage complaints, the number one source of complaints to the CFPB, totaling 38% of nearly 500,000 complaints posted since 2011.

Report | Maryland PIRG Foundation | Transportation

Who Pays for the Roads

Many Americans believe that drivers pay the full cost of the roads they use through gas taxes and other user fees. That has never been true, and it is less true now than at any other point in modern times. Today, general taxes paid byall tax- payers cover nearly as much of the cost of building and maintaining highways as the gas tax and other fees paid by drivers.

Report | Maryland PIRG Foundation | Tax

Picking Up the Tab 2015

Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their federal and state income tax liabilities by billions of dollars. While tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars – they continue to avoid paying for these benefits.

Report | Maryland PIRG Foundation | Budget

Following the Money 2015

Every year, state governments spend hundreds of billions of dollars through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are spent as well as possible. 

In recent years, state governments across the country have created transparency websites that provide checkbook-level information on government spending – meaning that users can view the payments made to individual companies as well as details about the goods or services purchased or other public benefits obtained. These websites allow residents and watchdog groups to ensure that taxpayers can see how public dollars are spent. 

Report | Maryland PIRG Foundation and Frontier Group | Transportation

The Innovative Transportation Index

Rapid technological advances have enabled the creation of new transportation tools that make it possible for more Americans to live full and engaged lives without owning a car. Many of these new tools have been in existence for less than a decade – some for less than five years – but they have spread rapidly to cities across the United States.

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