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Consumer Financial Protection Bureau is doing its job

Contrary to the claims in a Nov. 6 guest column, "Consumer protection bureau fails to protect," by Jeffrey H. Joseph, the CFPB is getting results for consumers and doing so in a transparent way. It's the first federal financial agency with just one job: protecting consumers, especially students, military families and senior citizens. A series of Maryland PIRG reports analyzing its public consumer complaint database shows that the bureau is "making markets work," just as Sen. Elizabeth Warren and other backers intended.

Media Hit | Transportation

On the Move: New technology leads to less driving

It seems like the younger generation does just about everything online: shop, watch movies and even find dates. A new study shows that online services are even helping people drive less.

Public interest research group Maryland PIRG found that transportation apps and vehicle-sharing apps such as Zipcar have made it easier for Americans to drive less.

Media Hit | Transportation

New study finds technology enabling Americans to drive less

A new study finds technology is enabling Americans to drive less. "The Internet and mobile communications devices, like the I-Phone, have enabled a new array of ways to get around or navigate transportation options," said Joanna Guy, Program Associate, Maryland PIRG.

Media Hit | Transportation

Technology driving younger generations' shift away from cars, study finds

New car-sharing services, travel applications and other technological tools are contributing to the broader shift away from driving among Americans, especially younger ones interested in digital multitasking on the go, according to a study released Tuesday by the U.S. PIRG Education Fund.

Media Hit | Democracy

Payday lenders move online as regulators crack down

The banner ad atop the website features a wide-eyed baby cradled in an adult's hands with the words, "Did that special vacation for two end up producing a third? Castle Payday has life's unexpected expenses covered." On a growing number of sites like this one, short-term loans are just a click away for Web-surfing borrowers, regardless of any history of bankruptcy, bounced checks or other credit problems. The catch is that these so-called payday loans often come with sky-high interest rates of 400 percent or more. The Castle Payday website advertises an effective 888 annual percentage rate, meaning a 14-day loan of $500 will end up costing the borrower $675.

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