Making Health Care Work

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

Delivering on the Promise of Quality, Affordable Health Care

Now the fight for health care reform is in Annapolis, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in Maryland — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums. 

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry knows this and has spent millions to influence decisions on health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, Maryland PIRG is pushing to see that the exchange:

1) Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Marylanders to finally demand that the industry do better.

2) Have high standards, so that bad plans aren’t an option.

3) Be open to as many Marylanders as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it.

4) Be accountable to the public.

Issue updates

Report | Health Care

Making the Grade

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Yet there are policy solutions that can make a difference and give consumers a better deal on health care.

> Keep Reading
News Release | Health Care

Maryland's Health Care Exchange on Track to Lower Costs for Consumers

Maryland’s health insurance exchange has the potential to be a national leader in delivering better value for consumers, according to Making the Grade, a new report by Maryland PIRG.

> Keep Reading
Report | Health Care

Building a Better Health Care Marketplace

Consumers across the state know that the health insurance marketplace is broken. The creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.

> Keep Reading
News Release | Health Care

Consumer Group Calls for New Competitive Health Care Marketplace

Maryland policy-makers can address rising health care costs by implementing an effective health insurance exchange, according to a report released today by consumer advocacy group Maryland PIRG Foundation.

> Keep Reading
News Release | Health Care

Health Care Repeal Would Have Costly Consequences

Consumers and small businesses in Maryland will face significantly higher insurance premiums and could see costly coverage denials and price discrimination if efforts to repeal the federal health care law prevail in Congress or in the courts, according to "The Cost of Repeal: Examining the Impact on Maryland of Repealing the New Federal Health Care Law," a new report released today by Maryland PIRG.

> Keep Reading

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News Release | Health Care

Maryland's Health Care Exchange on Track to Lower Costs for Consumers

Maryland’s health insurance exchange has the potential to be a national leader in delivering better value for consumers, according to Making the Grade, a new report by Maryland PIRG.

> Keep Reading
News Release | Health Care

Consumer Group Calls for New Competitive Health Care Marketplace

Maryland policy-makers can address rising health care costs by implementing an effective health insurance exchange, according to a report released today by consumer advocacy group Maryland PIRG Foundation.

> Keep Reading
News Release | Health Care

Health Care Repeal Would Have Costly Consequences

Consumers and small businesses in Maryland will face significantly higher insurance premiums and could see costly coverage denials and price discrimination if efforts to repeal the federal health care law prevail in Congress or in the courts, according to "The Cost of Repeal: Examining the Impact on Maryland of Repealing the New Federal Health Care Law," a new report released today by Maryland PIRG.

> Keep Reading
News Release | Health Care

Maryland the Focus for Next Stage of Health Reform

The new federal health care reform law puts state leaders in the driver’s seat, according to a new report by consumer advocacy group Maryland PIRG Foundation.

> Keep Reading
News Release | Health Care

President Signs Historic Health Care Law

The passage of health reform today is a huge step forward for the country. It happened because 219 members of the House of Representatives stood up to the powerful health insurance industry lobby.

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Result | Health Care

Young People Now Covered

This year, the federal health care reforms that Maryland PIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

> Keep Reading
Result | Health Care

Health Care Reform Enacted

In 2010, President Obama signed comprehensive health care reform into law.

> Keep Reading
Report | Health Care

Making the Grade

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Yet there are policy solutions that can make a difference and give consumers a better deal on health care.

> Keep Reading
Report | Health Care

Building a Better Health Care Marketplace

Consumers across the state know that the health insurance marketplace is broken. The creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.

> Keep Reading
Report | Health Care

The Cost of Repeal

On March 23, 2010, after a long congressional debate, President Barack Obama signed into law comprehensive federal health care reform legislation, known as the Affordable Care Act or ACA. This report examines the costs and benefits of repeal for the taxpayers, consumers, and businesses of our state.

> Keep Reading
Report | Health Care

Delivering on the Promise

The recently passed federal health care reform law will make significant changes in how health insurance and health care work for consumers, businesses, and local and state governments, as well as how insurers and providers operate.But whether Americans experience improved care, lower costs and greater access depends largely on what happens next.

> Keep Reading
Report | Maryland PIRG | Health Care

The $3 Trillion Question

Without health care reform, the United States is projected to spend over $40 trillion on health care in the next decade.  Experts estimate that thirty percent of that spending – up to $12 trillion dollars – will be wasted on ineffective care, pointless red tape, and counterproductive treatments that can actually harm patients. 

> Keep Reading

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