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Blog Post | Health Care

PIRG applauds decisions blocking health insurance mega-mergers | Jesse Ellis O'Brien

This week, in a big win for consumers, a district court took action to block the proposed merger between health insurance giants Anthem and Cigna. This decision follows a ruling last month that blocked the proposed merger of two more of the nation’s biggest for-profit health insurers, Aetna and Humana. These decisions come after months of work by U.S. PIRG and a broad coalition of consumer and health care groups, urging close scrutiny of the mergers from state and federal regulators and raising questions and concerns about the potential impact of the mergers.

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Blog Post | Consumer Protection

Testimony on HB212/SB270 Concerning Free Security Freezes for Victims of Data Breaches | Emily Scarr

Maryland PIRG is pleased to support HB212/SB270 to provide victims of security breaches with free access to credit report security freezes.

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Blog Post | Transportation

Testimony on HB0271 - Maryland Transit Administration - Farebox Recovery, Goals, and Performance Indicators | Emily Scarr

Improving public transportation plays a key role in developing a 21st century transportation for the state. Unfortunately, current law impedes the Maryland Transit Administration from being able to adjust to the challenges of the 21st Century. This bill aims to fix that.

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Blog Post | Public Health

Testimony on HB206 Restricting Toxic Flame Retardants in children's products and furniture | Emily Scarr

Chemical flame retardants are found in many products in our home: toys, couches, electronics, and changing pads, for example. The Centers for Disease Controls and Prevention has identified flame retardant chemicals in the bodies of over 90% of Americans and at higher levels in children then adults.

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News Release | Maryland PIRG | Public Health, Antibiotics

Health Professionals Applaud Introduction of Keep Antibiotics Effective Act

Maryland legislators have introduced new legislation to restrict the use of human antibiotics in animal agriculture.

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News Release | Maryland PIRG | Public Health

More Harm than Good: Statement on Toxic Substances Control Act (TSCA) Passage

Maryland PIRG is disappointed with the TSCA bill that was passed Tuesday by the Senate and will soon be sent to the President. When it comes to public health protections, the federal government should set a floor, not a ceiling – meaning, minimum levels of protection should be set, not maximum levels. By preempting state efforts to regulate toxic chemicals, this bill does more harm than good.

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News Release | U.S.PIRG | Consumer Protection

Strong National Payday Rule Could Save Consumers Billions

Today, the Consumer Financial Protection Bureau (CFPB) released its draft high cost small dollar lending (payday and auto title) loan rule for public comment. 

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LATimes: Obama's consumer protection legacy defined by aggressive agency

[This weekend, the Los Angele Times chronicled President Obama's consumer protection record, with heavy emphasis on the history and fight over the Consumer Financial Protection Bureau (CFPB):]

"[...] Launched in the wake of the 2008 financial crisis, the bureau is one of President Obama’s signature accomplishments. [...] “I think you have to consider him a tremendous president for consumers,” said Ed Mierzwinski, consumer program director at the U.S. Public Interest Research Group."

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Media Hit | Public Health

Juliana Bilowich: Maryland’s chemical protections

The morning before my mom told me she had breast cancer, we went shoe shopping to pick out sandals for the coming summer. I stared down at those sandals as she told me the news, and because I didn’t dare ask my first question – how long until it gets bad – I asked my second question: How did this happen?

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Media Hit | Public Health

Congress poised to pass sweeping reform of chemical law

Congress is on the cusp of passing the most sweeping overhaul of U.S. chemical safety laws in 40 years, a rare bipartisan accord that has won the backing of both industry officials and some of the Hill’s most liberal lawmakers.

The Toxic Substances Control Act, which has not been reauthorized since President Gerald Ford signed it into law in 1976, regulates thousands of chemicals in everyday products including detergents and flame retardants. It has come under sharp criticism as ineffective from all quarters, including environmentalists who back stronger federal oversight and chemical companies that are now subject to a patchwork of more stringent rules in some states.

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Report | Maryland PIRG Foundation | Transportation

Transportation in Transition

Tranportation in Transition

 

Americans’ transportation habits have changed. The average American drives 7.6 percent fewer miles today than when per-capita driving peaked in 2004.

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Report | Maryland PIRG Foundation | Public Health, Consumer Protection

Trouble in Toyland 2013

The 2013 Trouble in Toyland report is the 28th annual Maryland Public Interest Research Group (PIRG) survey of toy safety. In this report, Maryland PIRG provides safety guidelines for consumers when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards.

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Report | Maryland PIRG Foundation | Consumer Protection, Safe Energy

Stepping Up to Bigger Savings

Energy efficiency is one of the best investments Maryland can make in its electricity system. Energy efficiency saves money on energy, increases the reliability of the state’s electricity supply, and reduces harmful pollution from power plants. Recognizing these benefits, the state passed the EmPOWER Maryland Act in 2007, which directs utilities to cut per-capita energy use 15 percent below 2007 levels by 2015.

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Private Loans, Public Complaints

This report is the second of several that will review complaints to the CFPB nationally and on a state-by-state level. In this report we explore consumer complaints in the private student loan sector with the aim of uncovering patterns in the problems consumers are experiencing with their student loans.

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Report | Maryland PIRG, Demos | Democracy

McCutcheon Money

This term, the Supreme Court is considering a challenge to aggregate contribution limits in a case called McCutcheon v. FEC. The current limit on what one person may contribute to all federal candidates, parties and PACs is $123,200. Absent this limit, one wealthy donor would be permitted to contribute more than $3.5 million to a single party’s candidates and party committees (plus a virtually unlimited amount to supportive PACs).

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Blog Post | Consumer Protection

House Launches Frenzy of Attacks on CFPB, Public Protections | Ed Mierzwinski

Today and tomorrow the House floor showcases a variety of special-interest backed bills designed to eliminate public protections and weaken financial reform. Action starts soon with an attempt to override the President's veto of legislation to wipe away a new Department of Labor rule designed to protect hard-earned retirement savings from Wall Streeters seeking their "share" of your own share. Then, the House will consider the massive FSGG Appropriations bill, which rolls back the independence and authority of the CFPB and other financial reforms. Finally, they've teed up a bill to eliminate the Supreme Court's long-standing "Chevron doctrine," which says that courts must defer to expert agencies in certain circumstances. Without the doctrine in place, polluters and wrongdoers will have more opportunities to challenge public protections.

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Blog Post | Transportation

Clean Transportation Doesn’t Need To Be A Distant Utopia | John Olivieri

For many, when they think of combating global warming, they think of solar panels on rooftops and eliminating coal fired power plants. But, the truth is, there is not an effective solution to address global warming that does not deal with transportation as well.

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Blog Post | Public Health

Free Webinar: Engaging Maryland Businesses in Chemical Policy Reform | Juliana Bilowich

Maryland PIRG is teaming up with the Chesapeake Sustainable Business Council to present a free webinar! Maryland businesses will learn about chemical regulations that affect business; discuss chemicals and products that affect the health of employees and customers; and learn how to engage in the policy reform process!

Join us on Wednesday, June 29th, from 2-3pm to help make your business voice heard!

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Video Blog | Consumer Protection

Last Week Tonight with John Oliver: The retirement industry is a minefield -- but here’s the answer

In this week’s episode of “Last Week Tonight,” host John Oliver called out three main problems hurting consumers when it comes to retirement: First, financial advisers aren’t currently required to work in their clients’ best interest. Second, high fees compound over time. Third, actively managed investment funds aren’t the answer. 

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Blog Post | Public Health

More Harm than Good: Statement on Toxic Substances Control Act (TSCA) Passage | Juliana Bilowich

Maryland PIRG is disappointed with the TSCA bill that was passed Tuesday by the Senate and will soon be sent to the President. When it comes to public health protections, the federal government should set a floor, not a ceiling – meaning, minimum levels of protection should be set, not maximum levels. By preempting state efforts to regulate toxic chemicals, this bill does more harm than good.

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DEFEND THE CFPB

Tell your representative to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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