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Blog Post | Consumer Protection

CFPB Faces A "Death of a Thousand Cuts" Today | Ed Mierzwinski

Today, at 10 AM, the U.S. House Financial Services Committee considers a package of over a dozen anti-consumer, anti-investor, anti-taxpayer bills. U.S. PIRG and other members of Americans for Financial Reform have urged a no vote on all the bills targeted at weakening the Consumer Financial Protection Bureau (CFPB).
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News Release | Maryland PIRG Foundation and Citizens for Tax Justice | Tax

Study: 70% of Fortune 500 Companies Used Tax Havens in 2013

Tax loopholes encouraged more than 70 percent of Fortune 500 companies – including Stanley Black & Decker in Maryland – to maintain subsidiaries in offshore tax havens as of 2013, according to “Offshore Shell Games,” released today by the Maryland PIRG Foundation and Citizens for Tax Justice (CTJ). Collectively, the companies reported booking nearly $2 trillion offshore for tax purposes, with just 30 companies accounting for 62 percent of the total, or $1.2 trillion.

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Report | Maryland PIRG Foundation and Citizens for Tax Justice | Tax

Offshore Shell Games

Many large U.S.-based multinational corporations avoid paying U.S. taxes by using accounting tricks to make profits made in America appear to be generated in offshore tax havens – countries with minimal or no taxes. By booking profits to subsidiaries registered in tax havens, multinational corporations are able to avoid an estimated $90 billion in federal income taxes each year. These subsidiaries are often shell companies with few, if any employees, and which engage in little to no real business activity. 

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News Release | Consumer Protection

Credit CARD Act Saves Consumers $12.6 Billion Annually

On May 22, the fifth anniversary of the Credit CARD Act of 2009, consumer advocates applaud the Act’s success in saving Americans billions of dollars in predatory and excessive fees. By one estimate, the CARD Act has saved consumers $12.6 billion annually in lower fees and interest charges; a recent report from the Consumer Financial Protection Bureau identifies nearly $4 billion annual savings in fees alone.

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Blog Post | Consumer Protection

Credit CARD Act Turns 5, A Big Success Story | Ed Mierzwinski

The Credit CARD Act of 2009, which had its 5th birthday on May 22, is a government success story that cleaned up a Wild West credit card marketplace by eliminating unfair tricks and traps without destroying the market. Despite “sky is falling” claims of impending doom from industry apologists at the time, the credit card industry is still strong and consumers can choose from a variety of cards.

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News Release | Higher Ed

National Coalition of Organizations Urges Higher Education Reform

A national coalition of organizations including the United States Student Association, U.S. PIRG, the AFL-CIO and the American Association of State Colleges and Universities today sent a letter to all members of Congress urging them to address critical priorities in American higher education.

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News Release | Consumer Protection

Activists Pressure Towson Target to Phase-Out Toxic PVC

While Target shareholders attended the company’s annual meeting in Cleveland, Ohio, today Maryland PIRG and concerned Maryland customers protested at their local Target store, urging the company to phase out PVC products and packaging.

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News Release | Consumer Protection

Toxic Pollution in Baltimore Linked with Health Hazards

Exposure to dangerous toxic pollution from industrial facilities threatens communities in Baltimore and across the country, according to a new report released today by Maryland PIRG.

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News Release | Democracy

States Can Teach Congress About Ethics

The states are far ahead of Congress in establishing independent ethics enforcement for legislators according to a study released today by Maryland PIRG.

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News Release | Democracy

Amid War and Scandal, Money Still a Top Predictor of Election Outcomes

Fundraising and campaign spending are proving once again to be incredibly accurate predictors of who wins elections according to an analysis of recent Federal Elections Commission (FEC) data for the 2006 congressional primaries released today by U.S. PIRG.

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DEFEND THE CFPB

Tell your representative to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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