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Blog Post | Democracy

Maryland Counties move towards small donor democracy | Emily Scarr

Yesterday, two Maryland Counties made significant progress in their efforts to put citizens back in the drivers seat of their democracy.

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News Release | Democracy

Howard County Council Passes Resolution for Citizens’ Election Fund

Ellicott City – The Howard County Council took a big step forward today towards establishing a small donor incentive program for county elections. The Council voted 4-1 to pass a resolution to amend the County Charter to establish a citizens’ election fund. Now, Howard County voters will vote to authorize the fund through a ballot initiative in November.

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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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Blog Post | Higher Ed

HB1015: Should Maryland refinance student loans? | Emily Scarr

The rising cost of college increasingly puts a higher education out of reach for many Marylanders, and the need to increase access to educational financing continues to be a salient issue in public policy. This bill will set up a state study of the viability of a state student loan refinancing body, which may have the potential to make college more affordable for Maryland students.

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News Release | Maryland PIRG Foundation | Public Health

Report: Toxic Chemicals Widespread in Children’s Products

 

Baltimore, MD – Makers of children’s products have reported widespread use of hazardous chemicals under the landmark Washington state 2008 Children’s Safe Products Act (CSPA). “What’s on Your List? Toxic Chemicals in Your Shopping Cart,” reveals the prevalence of chemicals that can cause cancer, hormone disruption, and reproductive and developmental problems in products readily available for purchase at many of the country’s largest retailers.

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News Release | Maryland PIRG Foundation | Transportation

New Report: University Campuses Are Transportation Trailblazers as Students Lead Shift From Driving

As Millennials lead a national shift away from driving, universities are giving students new options for getting around and becoming innovators in transportation policy, according to a new report released today. The report, titled, “A New Course: How Innovative University Programs Are Reducing Driving on Campus and Creating New Models for Transportation Policy,” was released by Maryland PIRG Foundation.

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News Release | Maryland PIRG | Democracy

Maryland PIRG Applauds the Introduction of the Government by the People Act

Maryland PIRG applauded Rep. John Sarbanes (MD) today for introducing new legislation aimed at raising the voices of everyday people in the political process.

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News Release | Maryland PIRG Foundation | Tax

Maryland could save $27.3 million with proven method to curb offshore tax dodging, new study finds

Maryland taxpayers could save $27.3 from a reform to crack down on offshore tax dodging, according to a new report released today by Maryland PIRG Foundation. The reform, which has already been proven effective in Montana and passed in Oregon, would require companies to treat profits booked to notorious tax havens as domestic taxable income.

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News Release | Maryland PIRG Foundation and Maryland PIRG Students | Consumer Protection

SURVEY SHOWS MARYLAND STUDENTS OPTING OUT OF BUYING TEXTBOOKS

Today, a survey released by Maryland PIRG and the Student Government Association at the University of Maryland shows that 65% of student consumers have opted out of buying a college textbook due to its high price, and nearly half say that textbook costs can dictate whether they take a course.

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Blog Post | Safe Energy

Exelon Asks Illinois Customers to Subsidize Nuclear Power Plants - Is MD next? | Emily Scarr

Today, Chicago-based Exelon Corporation, parent company of BGE, introduced legislation in Illinois to subsidize their aging and expensive nuclear power fleet in the state. Marylanders should take note of this proposal and its implications, especially as Exelon pursues a merger with Pepco Holdings.

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Blog Post | Consumer Protection

Coalition Launched To Protect Retirement Savings from Wall Street Loopholes | Ed Mierzwinski

We've joined AARP, the Consumer Federation of America, AFL-CIO, Americans for Financial Reform and other leading groups to support an imminent Department of Labor rule to require retirement advisors to put consumers first. Wall Street brokerages and insurance companies have already launched a fierce lobbying attack, since they've been using loopholes to put themselves first to the tune of an estimated $17 billion/year by pocketing what should be your retirement income.

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Blog Post | Tax

Testimony on SB179 | Emily Scarr

The groups listed above support SB 179, which requires affiliated corporations to compute Maryland taxable income using combined reporting. The bill also eliminates the annual filing fee for specified annual reports for a corporation or business entity with less than 10 employees.

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Blog Post | Public Health, Consumer Protection

Testimony: Supporting a Ban on Sales Receipts Containing BPA | Evi Lowman

Maryland PIRG, Alliance of Nurses for Healthy Environments, Maryland LCV,  Maryland Environmental Health Network, and Food & Water Watch support the passage of SB 175, a bill to ban the use of BPA in sales receipts.

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DEFEND THE CFPB

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