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Blog Post | Consumer Protection

Hill Threats to CFPB Escalate As CFPB Protects Consumers, Servicemembers | Ed Mierzwinski

Today, the House Appropriations Committee, at the behest of both Wall Street and predatory lenders seeking to run amok, will vote to eliminate the CFPB's independence from the politicized appropriations process. Meanwhile, over at the CFPB, important work to protect consumers, including servicemembers, from unfair and predatory financial practices continues.

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Blog Post | Consumer Protection

Data Breach Here, Data Breach There, Data Breach Everywhere! | Ed Mierzwinski

UPDATED 10 June Re DHS Breach: If you shop with plastic, have health insurance, pay taxes, work for the federal government, or (fill in blank) you’re at risk of a data breach. And with so much information about you already available on the Internet, it’s best not to select easy-search security questions like “Where were you born?” or answers like “Pizza.” What’s your best defense against identity theft? No, it isn’t credit monitoring, it’s a security freeze.

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Blog Post | Public Health

Who flipped the antibiotics script? | Emily Scarr

Large industrial farms routinely give antibiotics to healthy animals, and Big Ag and Big Pharma have no intention of ending this practice.

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How Companies Turn Your Facebook Activity Into a Credit Score

This story in The Nation explains our work challenging the way data brokers use "black box," or secret, algorithms to make scoring decisions that may violate the law and deny credit opportunities. This work was also the subject of our recent livestream event featuring Professor Frank Pasquale and his new book, "The Black Box Society." We've now posted an archive of that event, in 3 chapters on our Youtube page.

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News Release | Maryland PIRG | Safe Energy

Statement in Response to Maryland PSC Ruling on Exelon Pepco Merger.

“We are disappointed that the Maryland Public Service Commission voted 3-2 to approve the merger between Chicago-based nuclear power giant Exelon Corp. and Pepco Holdings Inc. They should have stood up for Maryland ratepayers and rejected the anti-consumer merger.

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News Release | Maryland PIRG Foundation | Transportation

New Study Finds Technology Enabling Americans to Drive Less

In a first-of-its-kind study, Maryland PIRG compiled nation-wide evidence on transportation apps and vehicle sharing programs, like Zipcar, and found that these advanced new tools have made it easier for Americans to drive less. Real-time apps and on-board wi-fi for public transit, as well as carsharing, bikesharing and ridesharing have spread rapidly in recent years. The report examines new evidence on how these practices are changing travel behavior.

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News Release | Maryland PIRG Foundation | Consumer Protection, Financial Reform

New Report Identifies Banks Consumers Complain About Most

Thousands of Americans are using the Consumer Financial Protection Bureau’s public Consumer Complaints Database to settle disputes with their banks, according to a new report from the Maryland PIRG Foundation. The report highlights banks that generated the most complaints through their various banking services in each state.

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Media Hit | Democracy

Payday lenders move online as regulators crack down

The banner ad atop the website features a wide-eyed baby cradled in an adult's hands with the words, "Did that special vacation for two end up producing a third? Castle Payday has life's unexpected expenses covered." On a growing number of sites like this one, short-term loans are just a click away for Web-surfing borrowers, regardless of any history of bankruptcy, bounced checks or other credit problems. The catch is that these so-called payday loans often come with sky-high interest rates of 400 percent or more. The Castle Payday website advertises an effective 888 annual percentage rate, meaning a 14-day loan of $500 will end up costing the borrower $675.

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Media Hit | Transportation

Driving down in Maryland and across nation; group asks for more transit spending

Marylanders drove their vehicles 4% fewer miles from 2005 to 2011, mirroring a general driving decline across the country, according to a report released Thursday by the Maryland PIRG Foundation.

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Media Hit | Transportation

Marylanders cut back on driving

Marylanders are driving less these days, according to a report by the Maryland PIRG Foundation, a public interest research group.

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Blog Post | Democracy

Maryland PIRG 2013 Testimony: Election Day Registration | Jenny Levin

Election Day registration has potential to increase voter turnout across the board.

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Blog Post | Democracy

Maryland PIRG 2013 Testimony: Voter ID | Jenny Levin

Voter ID would exacerbate low voter turnout, a major problem confronting our democracy.

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Blog Post | Democracy

Maryland PIRG 2013 Testimony: Shareholder Approval | Jenny Levin

SB 772 requires that corporations and businesses operating in Maryland provide an opportunity for their shareholders to vote on any political spending by the company.

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Blog Post | Public Health, Consumer Protection

Maryland PIRG 2013 Testimony: HB 99 | Jenny Levin

Tris (2-chloroethyl) phosphate, or TCEP, is a flame retardant found in polyurethane foam as well as in other products.

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Blog Post | Democracy

Maryland PIRG 2013 Testimony: HB 1499 | Jenny Levin

Maryland PIRG supports passage of HB 1499, which includes important reforms to increase transparency in campaign finance, close loopholes that allow big donors and corporations outsized influence in politics, and enables local governments to introduce public financing of elections.

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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