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Blog Post | Financial Reform

Banks Cook Books To Promote Wrong Choice Act, Attack CFPB | Ed Mierzwinski

Today the House Financial Services Committee takes up the so-called Financial Choice Act, which we call the Wrong Choice Act, to repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and leave the CFPB an unrecognizable husk incapable of protecting consumers. Some 52 state bank associations urged support of the bill, based on a "cook-the-history-books" analysis of bank consolidation, which has not increased since 2010, even though they make the claim based on preposterous math.

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News Release | Public Health

Groups File Amicus in Support of Montgomery County, Md., Pesticide Restrictions

Nine organizations filed an Amicus brief this week in support of a 2015 landmark Montgomery County, Maryland ordinance that restricts the use of toxic pesticides on public and private land within its jurisdiction. The law, intended to protect children, pets, wildlife, and the wider environment from the hazards of lawn and landscape pesticide use, is facing a legal challenge filed in November last year by the pesticide industry group Responsible Industry for a Sound Environment (RISE).

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News Release | Maryland PIRG Foundation | Budget, Tax

Following national trend, Maryland special district fails to disclose spending & budget data

A new report, “Following the Money 2017: Governing in the Shadows”, released by Maryland Public Interest Research Group Foundation found that special districts across the country, like Northeast Maryland Waste Disposal Authority here in Maryland, are failing to meet modern standards of spending transparency. The report looked at 79 special districts and graded them based on the accessibility of checkbook level spending data, budget information, and audited financial statements. 

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Report | Maryland PIRG Foundation | Budget, Tax

FOLLOWING THE MONEY 2017: SPECIAL DISTRICTS

“Special districts” are a type of government agency that exist outside of traditional forms of general purpose local or state governments, and serve key governmental functions such as public transit or housing. However, special districts are poorly understood by the public and often do business without adhering to modern standards of government budget or spending transparency.

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Blog Post | Financial Reform

Financial Choice Act: A Cruel Choice for the CFPB & Consumers | Ed Mierzwinski

UPDATED 4/25 with link to our letter to Congress. This week, on Wednesday 4/26, the House FInancial Services Committee holds a hearing on Chairman Jeb Hensarling's Financial Choice Act 2.0. It's a brutal un-do of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act that forgets, or ignores, the historical fact that reckless bank practices abetted by loose regulators wrecked our economy in 2008. A key goal of the proposal is to weaken the successful CFPB into an unrecognizable husk incapable of protecting consumers.

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News Release | Maryland PIRG Foundation | Consumer Protection

New report from leading consumer group shows millions are victims of aggressive tactics from medical debt collectors

Washington, DC - A leading consumer group, Maryland PIRG, released the ninth in a series of reports that review complaints to the Consumer Financial Protection Bureau (CFPB). The latest report explores consumer complaints about medical debt, a major source of problems for consumers, since medical debt items on credit reports are often wrong or about the wrong consumer. The report also demonstrates the need to defend the CFPB from partisan and special interest attacks.

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News Release | Maryland PIRG | Public Health, Antibiotics

KFC To Eliminate Use of Medically Important Antibiotics from Chicken Supply

Today, KFC U.S. announced that by the end of 2018, all chicken purchased by the company will be raised without antibiotics important to human medicine. A coalition of consumer and public health groups, including Maryland PIRG (Public Interest Research Group), had urged the company to act on the issue. 

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News Release | Maryland PIRG and NRDC | Public Health, Antibiotics

Keep Antibiotics Effective Act passes both chambers in Maryland General Assembly

(Annapolis, Md) Tonight, in separate actions, the Maryland Senate and House of Delegates each voted to pass an amended version of the Keep Antibiotics Effective Act (SB422/HB602). The legislation, sponsored by Senators Paul Pinsky (District 22) and Shirley Nathan-Pulliam (District 44) and Delegate Shane Robinson (District 39), would make Maryland the second state in the nation to prohibit routine antibiotic use in livestock. California passed similar legislation restricting use on farm animals in 2015.

 

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News Release | Maryland PIRG and Fair Elections Howard Coalition | Democracy

Howard County Council Introduces Program for Citizen Funded Elections

Columbia, MD – On Thursday, Howard County Councilmembers Jon Weinstein and Jen Terrasa filed a bill, Council Bill 30, to create a new way to fund County Council and County Executive races with a small donor matching program. This move comes after voters approved a charter amendment in November to establish the Citizens’ Election Fund.

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News Release | Maryland PIRG and Fair Elections Maryland Coalition | Democracy

Montgomery County Executive Leggett Funds Fair Elections Program as Candidates Line up to Participate

Montgomery County Executive released his FY18 budget on Tuesday, which included $4 million for the Public Campaign fund. This critical investment brings the total funding for the program to $10 million, falling just short of the $11 million recommended by the independent commission established to make funding recommendations.

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Reining in Wall Street

On July 15, the U.S. Senate passed the Wall Street Reform and Consumer Protection Act by a count of 60 to 39.

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Result | Public Health

KIDS’ SCHOOL LUNCHES NOW SAFER

For years, America’s schoolchildren have been eating beef, chicken and other foods that would have been rejected as substandard even by fast food chains. Thanks in part to our advocacy, the U.S.D.A. has stopped buying such low-quality meat for school lunches.

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Result | Health Care

Young People Now Covered

This year, the federal health care reforms that Maryland PIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

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Result | Health Care

Health Care Reform Enacted

In 2010, President Obama signed comprehensive health care reform into law.

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BPA Ban

In 2010, Maryland became the 4th state in the nation to phase out the toxic chemcial CPA from baby bottles and sippy cups.

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Letter: Protecting the FTC from Special Interest Attacks

While much of our work has been in defense of the Consumer Financial Protection Bureau (CFPB), we also support the efforts of the over-100 year old Federal Trade Commission.

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Report | Maryland PIRG Foundation and Frontier Group | Tax

Following the Money 2016

State governments spend hundreds of billions of dollars each year through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Public accountability helps ensure that state funds are spent as wisely as possible.

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Report | Breast Cancer Fund; Campaign for Healthier Solutions; Clean Production Action; Ecology Center; and Safer Chemicals, Healthy Families' Mind the Store Campaign (with support from Maryland PIRG and others) | Public Health

Buyer Beware

Bisphenol A (BPA) is a toxic, endocrine-disrupting chemical that negatively impacts our hormonal systems, contributing to a host of harmful health effects. Hundreds of scientific studies have linked extremely small amounts of BPA, measured in parts per billion and even parts per trillion, to an increased risk of breast and prostate cancer, infertility, type-2 diabetes, obesity, asthma, and behavioral changes including attention deficit disorder. It is likely that people are exposed to BPA from canned foods at levels that are compromising our health.

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Report | Maryland PIRG Foundation | Public Health, Consumer Protection

2015: Potentially Hazardous Toy List

This year's list of potentially dangerous toys.

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Report | Maryland PIRG Foundation | Public Health

Trouble in Toyland 2015

For 30 years, Maryland PIRG Foundation has conducted an annual survey of toy safety, which has led to over 150 recalls and other regulatory actions over the years, and has helped educate the public and policymakers on the need for continued action to protect the health and wellbeing of children.

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Blog Post | Consumer Protection

CFPB Is On The Job Protecting Consumers | Ed Mierzwinski

While powerful special interests, Senators, the Chairman of the House Financial Services Committee and the White House call for dismantling the CFPB, firing its excellent director, or worse, CFPB continues to be an agency that is on the job, conducting business as usual to protect consumers. Its latest "Monthly Complaint Snapshot" is an open window into the many reasons we need a strong CFPB.

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Blog Post | Public Health

Testimony on HB270 requiring lead testing in Maryland Schools | Emily Scarr

This bill requires testing for lead in drinking water in Maryland public and private schools. It also calls for immediate shut off of outlets with elevated lead and remediation measures to permanently remove lead. While we support this bill, we would recommend removing the exemption for certified lead-free schools because of the possibility of contamination from lead service lines or the water source.

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Blog Post | Public Health

Call your legislator to support the Keep Antibiotics Effective Act | Emily Scarr

Please make a call to your legislators and ask them to protect public health by passing the Keep Antibiotics Effective Act (SB422/HB602)

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Blog Post | Higher Ed

Consumer, Student Education Groups Defend CFPB To Congress | Chris Lindstrom

Nearly 60 student, consumer, and education groups signed on to this letter that was sent up to the Hill on Monday, February 13.  It calls for the CFPB to remain a strong, independent agency, so it can protect student loan borrowers (and taxpayers) from predatory lending tactics.

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Blog Post | Democracy

Testimony on Banning Corporate Campaign Contribution HB0376 | Emily Scarr

It is time for Maryland to ban corporate contributions to campaigns. There are twenty two states that prohibit corporations from contributing to political campaigns.  Unfortunately, Maryland is not yet one of them.
Corporations are given special power to amass money for economic purposes. Corporate treasury funds do not represent public support for the corporation's political ideas; it is therefore inappropriate to use these funds to influence public policy.

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DEFEND THE CFPB

Tell your representative to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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