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News Release | U.S. PIRG | Consumer Protection, Financial Reform

More Than 100 Groups Insist on No Riders in Spending Legislation

The day before the White House is expected to release its fiscal year 2017 budget proposal, a coalition of more than 100 groups, including U.S. PIRG, sent a letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders.

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Blog Post | Consumer Protection, Financial Reform

100+ Groups Oppose Provisions That Threaten Public Protections | Mike Litt

The White House is expected to release its fiscal year 2017 budget proposal tomorrow. U.S. PIRG and various state PIRGs joined a coalition of more than 100 groups that sent the following letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders. 

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Blog Post | Public Health

Pinsky and Nathan-Pulliam introduce bill to Keep Antibiotics Working! | Emily Scarr

Today, Senators Paul Pinsky and Shirley Nathan-Pulliam introduced a #SB607, a bill to keep antibiotics working by stopping the overuse of antibiotics on industrial farms.

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News Release | Maryland PIRG and Fair Elections Maryland | Democracy

Howard County Councilmembers Introduce Fair Elections Bill

Ellicott City – Howard County Councilmembers Jon Weinstein and Jen Terrasa took a significant step forward today for increasing citizen engagement in elections by introducing legislation to establish a small donor incentive system for county races. If passed by the Council, Howard County voters will vote to authorize “citizen funded campaigns” through a ballot initiative in November.

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Blog Post | Financial Reform

CFPB Criticizes Banks Re Account Opening and Overdrafts, Offers Consumer Tips | Ed Mierzwinski

Today, the CFPB is holding a field hearing in Louisville on problems consumers face when opening bank accounts. It finds that big banks frequently offer consumers expensive accounts where they risk overdraft fees instead of affordable accounts. Further, the CFPB finds that the practices of specialty "bad check" credit bureaus make it harder to open accounts. The CFPB issued warnings to both the banks and credit bureaus while providing consumers with new tips and advice.

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News Release | Consumer Protection

Credit CARD Act Saves Consumers $12.6 Billion Annually

On May 22, the fifth anniversary of the Credit CARD Act of 2009, consumer advocates applaud the Act’s success in saving Americans billions of dollars in predatory and excessive fees. By one estimate, the CARD Act has saved consumers $12.6 billion annually in lower fees and interest charges; a recent report from the Consumer Financial Protection Bureau identifies nearly $4 billion annual savings in fees alone.

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Media Hit | Democracy

Money & Politics

How will recent campaign finance rulings by the Supreme Court and by the Maryland Board of Elections affect the governor’s race and other state campaigns? How do Maryland campaign finance laws compare to those of other states? Our guests: Andy Kroll, senior reporter for Mother Jones; Bruce Marcus, chair of the bipartisan state commission that looked at Maryland’s campaign finance structure; and Emily Scarr, director of Maryland’s Public Interest Research Group.

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Media Hit | Tax

Editorial: Improve online databases

“Big data” has become a catchphrase of our age, and Gov. Martin O’Malley is a professed believer in data-gathering and numbers-crunching as a tool in governing – hence, his much-heralded StateStat system. So it’s a little disappointing — if not surprising, given the usual bureaucratic resistance to change – that only modest steps have been taken to make this bonanza accessible to the taxpayers.

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Media Hit | Tax

Slightly Brighter Sunlight

Maryland is gradually improving its scoring when it comes to being transparent to the public, having moved from a C to a B- in a recently released report card from the Maryland PIRG Foundation.

That grade could get better: Gov. Martin O’Malley signed into law this week legislation that may shine a little more light into the dark and dusty corners of state spending.

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News Release | Maryland PIRG Foundation | Tax

Poll: Public Wants Federal Agencies to Disclose and Restrict Corporate Tax Write Offs for Out-of-Court Settlements

A new poll shows that Americans want federal agencies to better disclose information about out-of-court settlements with corporations and to restrict companies from writing off these payments as tax deductions.

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Report | Maryland PIRG Foundation | Transportation

Road Work Ahead

Over the last 50 years, America has built roads and bridges at a pace and scale that dwarfs most of the rest of the world. Now, much of that system is showing its age – and as maintenance needs continue to grow, we are falling farther behind.

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Report | Budget, Tax

Tax Shell Game (2010)

The IRS estimates that individuals and corporations currently hold $5 trillion in tax haven countries and asserts that the United States is responsible for a large portion of these assets.

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Report | Safe Energy

Utility Work Ahead

This report provides the first-ever analysis of how well Maryland's utilities are meeting the energy savings goals of EmPOWER Maryland.

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Report | Budget

Following the Money

The ability to see how government uses the public purse is fundamental to democracy. Spending transparency checks corruption, bolsters public confidence in government, and promotes fiscal responsibility.

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The Right Track

America’s highways and airports are increasingly congested. Our nation’s transportation system remains dependent on oil. And our existing transportation infrastructure is inadequate to the demands of the 21st century.

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Blog Post | Consumer Protection

Hill Threats to CFPB Escalate As CFPB Protects Consumers, Servicemembers | Ed Mierzwinski

Today, the House Appropriations Committee, at the behest of both Wall Street and predatory lenders seeking to run amok, will vote to eliminate the CFPB's independence from the politicized appropriations process. Meanwhile, over at the CFPB, important work to protect consumers, including servicemembers, from unfair and predatory financial practices continues.

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Blog Post | Consumer Protection

Data Breach Here, Data Breach There, Data Breach Everywhere! | Ed Mierzwinski

UPDATED 10 June Re DHS Breach: If you shop with plastic, have health insurance, pay taxes, work for the federal government, or (fill in blank) you’re at risk of a data breach. And with so much information about you already available on the Internet, it’s best not to select easy-search security questions like “Where were you born?” or answers like “Pizza.” What’s your best defense against identity theft? No, it isn’t credit monitoring, it’s a security freeze.

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Blog Post | Public Health

Who flipped the antibiotics script? | Emily Scarr

Large industrial farms routinely give antibiotics to healthy animals, and Big Ag and Big Pharma have no intention of ending this practice.

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Blog Post | Public Health

"Closer to Customers" | Emily Scarr

Steve Easterbrook, the President and CEO of McDonald's, last week put out a 23 minute video talking about changes afoot with the fast food giant. He bluntly said, "Our recent performance has been poor."

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Blog Post | Consumer Protection

Event 5/11 re new book on black box decisionmaking & consumers | Ed Mierzwinski

UPDATED TO CONFIRM CFPB Speaker. We are hosting an event Monday, 5/11, from 9am-noon ET to discuss a new book, The Black Box Society, with author Frank Pasquale. Click Keep Reading to RSVP to attend in person or to watch the livestream. While credit bureaus have long functioned as black box gatekeepers to opportunity, panelists will discuss the growing use of more and more, even less transparent black boxes to categorize consumers in the digital economy.

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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