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Report | U.S. PIRG | Financial Reform

Student, Education, and Consumer Groups Defend CFPB To Congress

On February 13, nearly 60 local, state and national student advocacy, professional, consumer, educational, faith and other organizations sent a letter to Congressional leaders expressing "strong support for the crucial work the Consumer Financial Protection Bureau (CFPB) does on behalf of student loan borrowers." The "borrower-focused" letter also urged Congress "to ensure the agency remains well-positioned to solve borrowers’ problems, which includes protecting the Bureau’s single-Director structure and its independent funding, and maintaining Director Richard Cordray until his term ends.

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Blog Post | Democracy

Testimony on Banning Corporate Campaign Contribution HB0376 | Emily Scarr

It is time for Maryland to ban corporate contributions to campaigns. There are twenty two states that prohibit corporations from contributing to political campaigns.  Unfortunately, Maryland is not yet one of them.
Corporations are given special power to amass money for economic purposes. Corporate treasury funds do not represent public support for the corporation's political ideas; it is therefore inappropriate to use these funds to influence public policy.

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Blog Post | Public Health, Antibiotics

Testimony to support Keep Antibiotics Effective Act of 2017 SB422/HB206 | Emily Scarr

It’s time to stop the routine use of human antibiotics on farms: the public health community and public agree. It’s good for public health and good for business. Maryland PIRG strongly support SB422/HB206.

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News Release | U.S. PIRG | Consumer Protection

Court to Rehear CFPB’s Constitutionality

Statement by Mike Landis, Litigation Director at U.S. PIRG, about today’s decision by the D.C. Circuit Court of Appeals to rehear en banc the panel ruling against the CFPB’s independent leadership. 

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News Release | Consumer Protection

Unilever: Go Toxic-Free

On Valentine’s Day, consumer groups thank Unilever for great first step in disclosing fragrance ingredients and call on personal care giant to go toxic-free.

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Media Hit | Public Health

Juliana Bilowich: Maryland’s chemical protections

The morning before my mom told me she had breast cancer, we went shoe shopping to pick out sandals for the coming summer. I stared down at those sandals as she told me the news, and because I didn’t dare ask my first question – how long until it gets bad – I asked my second question: How did this happen?

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Media Hit | Public Health

Congress poised to pass sweeping reform of chemical law

Congress is on the cusp of passing the most sweeping overhaul of U.S. chemical safety laws in 40 years, a rare bipartisan accord that has won the backing of both industry officials and some of the Hill’s most liberal lawmakers.

The Toxic Substances Control Act, which has not been reauthorized since President Gerald Ford signed it into law in 1976, regulates thousands of chemicals in everyday products including detergents and flame retardants. It has come under sharp criticism as ineffective from all quarters, including environmentalists who back stronger federal oversight and chemical companies that are now subject to a patchwork of more stringent rules in some states.

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News Release | Maryland PIRG and Fair Elections Maryland | Democracy

Montgomery County Increases Investment in Groundbreaking Fair Elections Program

(Rockville) – Today the Montgomery County Council made a critical investment in democracy by adding $5 million to its public election fund in its FY2017 budget. While this amount is only a fraction of a fraction of a fraction of the County’s overall budget, it represents a real commitment to amplifying the voices of small donors in county politics and diluting the influence of wealthy special interests. With adequate funding, the program will be up and running for the next county elections, encouraging more voters to participate in county elections and providing opportunities for a wider range of candidates to run for office.

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News Release | Maryland PIRG | Public Health

Maryland PIRG statement on TSCA Reform

 

Unless Congress makes changes to the preemption clauses in the current bill being negotiated, it would effectively halt state action to restrict a toxic chemical while the EPA is assessing its safety – a years-long process that will leave us all at risk. When it comes to health protections, the federal government should set a floor, not a ceiling. We need sensible TSCA reform in order to keep us safe – not a step backward.

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News Release | Maryland PIRG | Public Health, Food

Taco Bell to Phase Out Chicken Raised on Routine Antibiotics; Students Host Event to Educate Peers

In a long-awaited victory for medically-important antibiotics, Taco Bell announced it will no longer serve chicken raised on human antibiotics in U.S. locations starting in 2017. Two Maryland PIRG interns this semester seized the opportunity to educate their peers on the dangers of antibiotic-overuse.

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Report | Maryland PIRG | Budget

Transparency in City Spending

The ability to see how government uses the public purse is fundamental to democracy. Transparency in government spending checks corruption, bolsters public confidence, improves responsiveness, and promotes greater effectiveness and fiscal responsibility.

 

 

 

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Report | US PIRG, Center for Media and Democracy | Democracy

Elections Confidential

WASHINGTON, D.C. — Mystery donors poured hundreds of millions of dollars into the 2012 elections via nonprofits and shell corporations, despite widespread public support for disclosure and decades of legal precedent supporting the public’s right to know the sources of election-related spending. A new report from the U.S. PIRG Education Fund and the Center for Media and Democracy found that contributions from phony for-profit corporations accounted for nearly 17 percent of all business donations to Super PACs.

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Report | Demos and Maryland PIRG | Democracy

Billion Dollar Democracy

The first presidential election since Citizens United lived up to its hype, with unprecedented outside spending from new sources making headlines.
Dēmos and Maryland PIRG Foundation analysis of reports from campaigns, parties, and outside spenders to the Federal Election Commission found that our big money system distorts democracy and creates clear winners and losers.

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Report | Tax

Subsidizing Bad Behavior

Corporations accused of wrongdoing commonly settle legal disputes with government regulators out of court. Doing so allows both the company and the government to avoid going to trial and the agency gets to appear as if it is teaching the company a lesson for its misdeeds. However, very often the corporations deduct the costs of the settlement on their taxes as an ordinary business expense, shifting a significant portion of the burden onto ordinary taxpayers to pick up the tab.

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Report | Maryland PIRG | Tax

What America Could Do with $150 Billion Lost to Offshore Tax Havens

Many corporations and wealthy individuals use offshore tax havens—countries with minimal or no taxes—to avoid paying $150 billion in U.S. taxes each year. By shielding their income from U.S. taxes, corporations and wealthy individuals shift the tax burden to ordinary Americans, who must pick up the tab in the form of cuts to public services, more debt, or higher taxes. The $150 billion lost annually to offshore tax havens is a lot of money, especially at a time of difficult budget choices. To put this sum in perspective, we present 16 potential ways that income could be used.

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Blog Post | Public Health

More Harm than Good: Statement on Toxic Substances Control Act (TSCA) Passage | Juliana Bilowich

Maryland PIRG is disappointed with the TSCA bill that was passed Tuesday by the Senate and will soon be sent to the President. When it comes to public health protections, the federal government should set a floor, not a ceiling – meaning, minimum levels of protection should be set, not maximum levels. By preempting state efforts to regulate toxic chemicals, this bill does more harm than good.

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Blog Post | Public Health

Toxic Substances Control Act (TSCA) | Juliana Bilowich

We are disappointed with the TSCA bill that was released by the House and Senate leaders and we urge Congress to reject the bill. When it comes to public health protections, the federal government should set a floor, not a ceiling. By unnecessarily preempting states’ efforts to regulate toxic chemicals, this bill does more harm than good.

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Blog Post | Transportation

A World Without Carbon Pollution – Closer Than You Might Think | John Olivieri

For many, a world without carbon pollution seems like a distant utopia. To some, this even seems unobtainable. The size and scope of the challenge before us can be daunting, yet, there is good news -- a world without carbon pollution is closer than you think.

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Blog Post | Consumer Protection

As CFPB Escalates Drive Toward Protections, Study Finds CFPB Enforcement Works | Ed Mierzwinski

This month the CFPB issued its proposed rule prohibiting class action bans in small-print mandatory arbitration clauses; in June it is expected to release its high-cost small dollar lending (payday and auto title loan) proposed rule. Meanwhile, as CFPB's industry opponents hide behind astroturf front groups and Congressional opponents use backdoor attacks, a law professor has released a major report finding that "from its inception [in 2011] through 2015 the agency had a 122-and-0 track record in its publicly announced enforcement actions" and that 93% (over $10.5 billion) of funds recovered for consumers have been for deceptive practices -- "[f]ar from a novel legal theory."

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Blog Post | Transportation

Why Is Our Infrastructure So Terrible? | Sean Doyle

America is facing a $1.4 trillion infrastructure funding crisis. This isn't some distant problem; it's already having a real effect on everyday Americans.

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