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News Release | U.S. PIRG | Consumer Protection

Executive Orders Threaten CFPB, Other Critical Wall Street Reforms

The President is expected to sign Executive Orders today designed to re-rig the financial system by dismantling critical Wall Street reforms, including to weaken the Consumer Financial Protection Bureau. Our statement in opposition is below.

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Blog Post | Democracy

Call your representative and senators every day. Here's how. | Andre Delattre

There’s a lot unfolding in Washington, D.C., right now, and you may be wondering: “What can I do to voice my concerns?”

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News Release | U.S. PIRG | Consumer Protection

PIRG, Consumer Advocates Join Fight to Protect CFPB in Court

Today, U.S. PIRG, Americans for Financial Reform, The Leadership Conference on Civil and Human Rights, the Center for Responsible Lending, Self-Help Credit Union and Maeve Elise Brown, who chairs the CFPB Consumer Advisory Board, filed a motion with the DC Circuit, US Court of Appeals for leave to intervene in PHH vs. CFPB, a lawsuit challenging the CFPB's single-director structure. Today, Senator Sherrod Brown (OH) and Rep. Maxine Waters (CA), ranking members of the Senate Banking and House Financial Services Committees, also filed a similar motion. Earlier this week, 17 state Attorneys General filed a similar motion on behalf of their citizens. 

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Blog Post | Democracy

Introducing the Government By the People Act | Emily Scarr

Today, Rep. John Sarbanes introduced the Government by the People Act, a small donor empowerment bill aimed at providing an equal voice to everyday voters currently drowned out by super PACs and wealthy contributors.

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Blog Post | Democracy

Testimony on SB 64 – Voter Registration - Affiliating With a Party | Emily Scarr

Common Cause Maryland, Maryland PIRG, and the ACLU of Maryland support SB 64 which would allow unaffiliated, registered voters to change their registration to a party during early voting period.

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News Release | Maryland PIRG | Public Health, Food

Taco Bell to Phase Out Chicken Raised on Routine Antibiotics; Students Host Event to Educate Peers

In a long-awaited victory for medically-important antibiotics, Taco Bell announced it will no longer serve chicken raised on human antibiotics in U.S. locations starting in 2017. Two Maryland PIRG interns this semester seized the opportunity to educate their peers on the dangers of antibiotic-overuse.

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Media Hit | Public Health

Cleaning up Maryland's air

 

How can we help the next generation breathe easier?

 

On time for this year's Air Quality Awareness Week, Johns Hopkins University's Bloomberg School of Public Health published new research confirming what we already suspected: Exposure to even small amounts of pollution can lead to lifelong respiratory disorders.

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News Release | Maryland PIRG Foundation | Consumer Protection

Framework for VW Settlement Announced

“Seven months after news of Volkswagen’s emission scandal broke, we're glad to hear that there is a 'framework' for a settlement in the cases related to VW's 567,000 fraudulently marketed, illegally polluting cars. This framework appears to include all of the elements that a deal should include, but the devil will be in the details. 

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News Release | U.S.PIRG Education Fund | Consumer Protection, Make VW Pay, Transportation

Framework for VW Settlement Announced

Statement by Mike Litt, Consumer Program Advocate at U.S. PIRG Education Fund, on todays announced VW settlement. For more details on what a strong settlement agreement ought to look like, please see the open letter that we released earlier this week with other consumer and environmental groups.

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News Release | U.S.PIRG Education Fund | Consumer Protection, Make VW Pay

Leading Groups Send Criteria for Evaluating VW Settlement

Four leading consumer, environmental, and public health organizations wrote an open letter in advance of the April 21st deadline set by U.S. District Judge Charles R. Breyer for a proposal that deals with Volkswagen’s emission scandal.

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Report | Maryland PIRG | Budget

Transparency in City Spending

The ability to see how government uses the public purse is fundamental to democracy. Transparency in government spending checks corruption, bolsters public confidence, improves responsiveness, and promotes greater effectiveness and fiscal responsibility.

 

 

 

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Report | US PIRG, Center for Media and Democracy | Democracy

Elections Confidential

WASHINGTON, D.C. — Mystery donors poured hundreds of millions of dollars into the 2012 elections via nonprofits and shell corporations, despite widespread public support for disclosure and decades of legal precedent supporting the public’s right to know the sources of election-related spending. A new report from the U.S. PIRG Education Fund and the Center for Media and Democracy found that contributions from phony for-profit corporations accounted for nearly 17 percent of all business donations to Super PACs.

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Report | Demos and Maryland PIRG | Democracy

Billion Dollar Democracy

The first presidential election since Citizens United lived up to its hype, with unprecedented outside spending from new sources making headlines.
Dēmos and Maryland PIRG Foundation analysis of reports from campaigns, parties, and outside spenders to the Federal Election Commission found that our big money system distorts democracy and creates clear winners and losers.

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Report | Tax

Subsidizing Bad Behavior

Corporations accused of wrongdoing commonly settle legal disputes with government regulators out of court. Doing so allows both the company and the government to avoid going to trial and the agency gets to appear as if it is teaching the company a lesson for its misdeeds. However, very often the corporations deduct the costs of the settlement on their taxes as an ordinary business expense, shifting a significant portion of the burden onto ordinary taxpayers to pick up the tab.

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Report | Maryland PIRG | Tax

What America Could Do with $150 Billion Lost to Offshore Tax Havens

Many corporations and wealthy individuals use offshore tax havens—countries with minimal or no taxes—to avoid paying $150 billion in U.S. taxes each year. By shielding their income from U.S. taxes, corporations and wealthy individuals shift the tax burden to ordinary Americans, who must pick up the tab in the form of cuts to public services, more debt, or higher taxes. The $150 billion lost annually to offshore tax havens is a lot of money, especially at a time of difficult budget choices. To put this sum in perspective, we present 16 potential ways that income could be used.

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Blog Post | Consumer Protection

You might not know this about overdraft fees | Kathryn Lee

Did your bank sell you on the idea that it’s embarrassing for you to have your debit card declined for a $3 cup of coffee, and that you should pay them $35 each time for “overdraft protection”? Those big fees are what’s embarrassing. Unless you say yes to allow fees, you cannot be charged for over-drafting your debit card.

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Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

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Blog Post | Consumer Protection

Our new "CFPB Can Help" video is live | Ed Mierzwinski

Please like and share our new video short (it's less than a minute) letting consumers know how the "CFPB can help." The CFPB, of course, is the Consumer Financial Protection Bureau, established as part of the Wall Street Reform and Consumer Protection Act of 2010.

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Blog Post | Public Health, Consumer Protection

Manufacturers report toxics in wide range of household products | Juliana Bilowich

A national report issued this week titled What Stinks? Toxic Phthalates in Your Home reveals that a group of toxic chemicals are used in a broader range of household products than previously known, including products by Hallmark Cards, The Gap, True Value, and more.

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Blog Post | Public Health

Reducing toxic pollution: Maryland proposes new off-gassing limits | Juliana Bilowich

 

Most of us think of ozone as a good thing – but that’s only partially true. Unlike the “good” ozone in the stratosphere that protects us, ground level or “bad” ozone is a colorless gas that forms just above the earth’s surface, where people, animals, and plants live and breathe.  Ground level ozone can cause airway inflammation even in healthy people and affects susceptible populations more.

 

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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