Maryland PIRG Ban Roundup & CFPB Homepage 2017

What's New

Blog Post | Financial Reform

Banks Cook Books To Promote Wrong Choice Act, Attack CFPB | Ed Mierzwinski

Today the House Financial Services Committee takes up the so-called Financial Choice Act, which we call the Wrong Choice Act, to repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and leave the CFPB an unrecognizable husk incapable of protecting consumers. Some 52 state bank associations urged support of the bill, based on a "cook-the-history-books" analysis of bank consolidation, which has not increased since 2010, even though they make the claim based on preposterous math.

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News Release | Public Health

Groups File Amicus in Support of Montgomery County, Md., Pesticide Restrictions

Nine organizations filed an Amicus brief this week in support of a 2015 landmark Montgomery County, Maryland ordinance that restricts the use of toxic pesticides on public and private land within its jurisdiction. The law, intended to protect children, pets, wildlife, and the wider environment from the hazards of lawn and landscape pesticide use, is facing a legal challenge filed in November last year by the pesticide industry group Responsible Industry for a Sound Environment (RISE).

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News Release | Maryland PIRG Foundation | Budget, Tax

Following national trend, Maryland special district fails to disclose spending & budget data

A new report, “Following the Money 2017: Governing in the Shadows”, released by Maryland Public Interest Research Group Foundation found that special districts across the country, like Northeast Maryland Waste Disposal Authority here in Maryland, are failing to meet modern standards of spending transparency. The report looked at 79 special districts and graded them based on the accessibility of checkbook level spending data, budget information, and audited financial statements. 

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Report | Maryland PIRG Foundation | Budget, Tax

FOLLOWING THE MONEY 2017: SPECIAL DISTRICTS

“Special districts” are a type of government agency that exist outside of traditional forms of general purpose local or state governments, and serve key governmental functions such as public transit or housing. However, special districts are poorly understood by the public and often do business without adhering to modern standards of government budget or spending transparency.

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Blog Post | Financial Reform

Financial Choice Act: A Cruel Choice for the CFPB & Consumers | Ed Mierzwinski

UPDATED 4/25 with link to our letter to Congress. This week, on Wednesday 4/26, the House FInancial Services Committee holds a hearing on Chairman Jeb Hensarling's Financial Choice Act 2.0. It's a brutal un-do of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act that forgets, or ignores, the historical fact that reckless bank practices abetted by loose regulators wrecked our economy in 2008. A key goal of the proposal is to weaken the successful CFPB into an unrecognizable husk incapable of protecting consumers.

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News Release | Public Health

Statement on Unilever’s Decision to Disclose Fragrance Ingredients in Personal Care Products

Maryland PIRG applauds personal care product giant Unilever US, the maker of popular brands like Dove and Axe, for its announcement today that it will increase fragrance ingredient transparency in its personal care brands.

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News Release | U.S. PIRG | Public Health

Starbucks Ditches Routine Use of Medically Important Antibiotics in Poultry

Starbucks announced a commitment today to serve only poultry raised without the routine use of medically important antibiotics in U.S. stores by 2020 after dialogue with Green Century Capital Management, a leader in environmentally responsible investing. The Seattle-based chain’s commitment may help push the meat industry further away from overusing life-saving medicines.

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News Release | U.S. PIRG | Consumer Protection

Executive Orders Threaten CFPB, Other Critical Wall Street Reforms

The President is expected to sign Executive Orders today designed to re-rig the financial system by dismantling critical Wall Street reforms, including to weaken the Consumer Financial Protection Bureau. Our statement in opposition is below.

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News Release | U.S. PIRG | Consumer Protection

PIRG, Consumer Advocates Join Fight to Protect CFPB in Court

Today, U.S. PIRG, Americans for Financial Reform, The Leadership Conference on Civil and Human Rights, the Center for Responsible Lending, Self-Help Credit Union and Maeve Elise Brown, who chairs the CFPB Consumer Advisory Board, filed a motion with the DC Circuit, US Court of Appeals for leave to intervene in PHH vs. CFPB, a lawsuit challenging the CFPB's single-director structure. Today, Senator Sherrod Brown (OH) and Rep. Maxine Waters (CA), ranking members of the Senate Banking and House Financial Services Committees, also filed a similar motion. Earlier this week, 17 state Attorneys General filed a similar motion on behalf of their citizens. 

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News Release | Maryland PIRG Foundation | Transportation

New Report Finds $71 in Volkswagen Settlement Funds Headed to Maryland Could Help Accelerate All-electric Transportation Revolution

A new report from the Maryland PIRG Foundation finds that $71 Million from the Volkswagen (VW) settlement is headed to Maryland to help clean up the state’s transportation system and recommends using the funds to purchase electric vehicle fast charging stations for the state’s highways along with an aggressive expansion of all-electric transit buses to replace aging, dirty, diesel buses.

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Report | Maryland PIRG Foundation and Citizens for Tax Justice | Tax

Offshore Shell Games

Many large U.S.-based multinational corporations avoid paying U.S. taxes by using accounting tricks to make profits made in America appear to be generated in offshore tax havens – countries with minimal or no taxes. By booking profits to subsidiaries registered in tax havens, multinational corporations are able to avoid an estimated $90 billion in federal income taxes each year. These subsidiaries are often shell companies with few, if any employees, and which engage in little to no real business activity. 

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Report | Maryland PIRG | Tax

Picking up the tab 2014

Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their state and federal income tax liability by billions of dollars. Tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars – but they avoid paying for these benefits.

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Report | Maryland PIRG Foundation | Consumer Protection

The Unfriendly Skies

Consolidation in the airline industry, along with pressures created by new security rules and the recent high cost of aviation gasoline, has changed the way we fly. It seems as if every consumer has an airline travel story—how they were trapped on the tarmac, tricked by fees, missed their connection, or lost their bag.

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Report | Maryland PIRG Foundation | Tax

Following the Money 2014

Every year, state governments spend tens of billions of dollars through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are well spent.

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Report | Maryland PIRG Foundation and Washington Toxics Coalition | Public Health

What's on Your List?

Parents want and expect the products they use to care for their children to be safe and free of harmful chemicals. But our nation’s toxic chemical laws are weak and ineffective and many harmful chemicals get into everyday consumer products without the public’s knowledge. Taking steps to remedy this problem, Washington State passed the Children’s Safe Products Act in 2008 (CSPA). CSPA set up requirements for makers of children’s products being sold in Washington to report to the state if these products contain chemicals on a list of 66 Chemicals of High Concern to Children.

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Blog Post | Public Health

Testimony on HB206 Restricting Toxic Flame Retardants in children's products and furniture | Emily Scarr

Chemical flame retardants are found in many products in our home: toys, couches, electronics, and changing pads, for example. The Centers for Disease Controls and Prevention has identified flame retardant chemicals in the bodies of over 90% of Americans and at higher levels in children then adults.

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Blog Post | Democracy

Call your representative and senators every day. Here's how. | Andre Delattre

There’s a lot unfolding in Washington, D.C., right now, and you may be wondering: “What can I do to voice my concerns?”

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Blog Post | Democracy

Introducing the Government By the People Act | Emily Scarr

Today, Rep. John Sarbanes introduced the Government by the People Act, a small donor empowerment bill aimed at providing an equal voice to everyday voters currently drowned out by super PACs and wealthy contributors.

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Blog Post | Democracy

Testimony on SB 64 – Voter Registration - Affiliating With a Party | Emily Scarr

Common Cause Maryland, Maryland PIRG, and the ACLU of Maryland support SB 64 which would allow unaffiliated, registered voters to change their registration to a party during early voting period.

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Blog Post | Consumer Protection

This week, CFPB Sues TCF Bank for overdraft schemes and loan servicer Navient for "failing" students | Ed Mierzwinski

Despite an escalation of threats to exterminate the Consumer FInancial Protection Bureau, CFPB continues to protect consumers well. This week it sued TCF Bank over deceptive overdraft marketing schemes and it sued Navient, the student loan servicer and Sallie Mae spinoff, for "failing" students at every step of the repayment process. The TCF complaint notes that its CEO brazenly named his boat "Overdraft."

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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