Maryland PIRG Ban Roundup & CFPB Homepage 2017

What's New

Blog Post | Higher Ed

Consumer, Student Education Groups Defend CFPB To Congress | Chris Lindstrom

Nearly 60 student, consumer, and education groups signed on to this letter that was sent up to the Hill on Monday, February 13.  It calls for the CFPB to remain a strong, independent agency, so it can protect student loan borrowers (and taxpayers) from predatory lending tactics.

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Report | U.S. PIRG | Financial Reform

Student, Education, and Consumer Groups Defend CFPB To Congress

On February 13, nearly 60 local, state and national student advocacy, professional, consumer, educational, faith and other organizations sent a letter to Congressional leaders expressing "strong support for the crucial work the Consumer Financial Protection Bureau (CFPB) does on behalf of student loan borrowers." The "borrower-focused" letter also urged Congress "to ensure the agency remains well-positioned to solve borrowers’ problems, which includes protecting the Bureau’s single-Director structure and its independent funding, and maintaining Director Richard Cordray until his term ends.

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Blog Post | Democracy

Testimony on Banning Corporate Campaign Contribution HB0376 | Emily Scarr

It is time for Maryland to ban corporate contributions to campaigns. There are twenty two states that prohibit corporations from contributing to political campaigns.  Unfortunately, Maryland is not yet one of them.
Corporations are given special power to amass money for economic purposes. Corporate treasury funds do not represent public support for the corporation's political ideas; it is therefore inappropriate to use these funds to influence public policy.

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Blog Post | Public Health, Antibiotics

Testimony to support Keep Antibiotics Effective Act of 2017 SB422/HB206 | Emily Scarr

It’s time to stop the routine use of human antibiotics on farms: the public health community and public agree. It’s good for public health and good for business. Maryland PIRG strongly support SB422/HB206.

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News Release | U.S. PIRG | Consumer Protection

Court to Rehear CFPB’s Constitutionality

Statement by Mike Landis, Litigation Director at U.S. PIRG, about today’s decision by the D.C. Circuit Court of Appeals to rehear en banc the panel ruling against the CFPB’s independent leadership. 

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News Release | Maryland PIRG Foundation | Public Health

‘Trouble in Toyland’ report finds recalled toys still available for sale online

Baltimore, MD – Toys that have been recalled for high levels of lead, dangerously powerful magnets, or other hazards can still be found in some online stores, according to the Maryland Public Interest Research Group Education Fund’s 31st annual Trouble in Toyland report www.toysafetytips.org. The survey of hazardous toys found that shoppers should be wary this holiday season.

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News Release | Maryland PIRG and the Fair Elections Howard Coalition | Democracy

Howard County Voters Vote for Fair Elections by Passing Ballot Question A

Columbia, MD – On Tuesday night, Howard County voters approved a charter amendment to bring balance to our democracy and make local government more representative and accountable to everyday people. 

The win lays the groundwork for a citizen-funded elections program for county council and county executive races. The new program will provide matching funds for small donor contributions to candidates who don’t accept large or corporate contributions.

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News Release | Maryland PIRG | Democracy

As Early Voting Begins in Maryland, Howard County Voters Have Chance To Improve Democracy By Voting Yes For Question A

With the growing public concern over big money in politics, Howard County voters will have a chance to institute an innovative citizen funded election program to help bring balance to local government and the democratic process. If approved, Question A will amend the Howard County Charter and enable the County Council to establish the Citizens’ Election Fund, a small donor campaign finance system for County Council and County Executive races.

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News Release | Maryland PIRG and Breast Cancer Fund | Public Health

Toxic Chemicals Found in Kids' Makeup Products - What Will You Shop for This Halloween?

Findings from the new Breast Cancer Fund report published today and co-released by Maryland Public Interest Research Group (PIRG) show potentially harmful chemicals could be in the products marketed to your kids.

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News Release | Maryland PIRG | Consumer Protection

Yahoo Data Breach Presents Opportunity for Strong Response

A credit freeze is the only way to prevemt identity theft before it happens.  All other types of identity theft and fraud, at best, can only be detected after the fact. The services and steps that are most offered and recommended to consumers, like credit montiroty,  only detect identity theft or fraud but don’t stop it.

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Despite Big Tobacco, winning smoke-free restaurants

In 2007, Maryland PIRG Foundation and Maryland PIRG Citizen Lobby helped lead the campaign to make all Baltimore workplaces, including restaurants and bars, smoke-free.

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Report | Maryland PIRG and Demos | Democracy

The Money Chase

This report examines the role of money in the 2014 congressional elections from both quantitative and qualitative perspectives, and demonstrates how matching small political contributions with limited public funds can change the campaign landscape for grassroots candidates.

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Report | Maryland PIRG Foundation | Consumer Protection

Trouble in Toyland 2014

Among the toys surveyed this year, we found numerous choking hazards and five toys with concentrations of toxics exceeding federal standards. In addition to reporting on potentially hazardous products found in stores in 2014, this installment of the report describes the potential hazards in toys and children’s products.

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Report | Maryland PIRG Foundation and Demos | Democracy

The Dominance of Big Money in the 2014 Congressional Elections

In 2014, large donors accounted for the vast majority of all individual federal election contributions this cycle, just as they have in previous elections. Seven of every 10 individual contribution dollars to the federal candidates, parties, PACs and Super PACs that were active in the 2013-2014 election cycle came from donors who gave $200 or more. Candidates alone got 84 percent of their individual contributions from large donors.

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Report | Maryland PIRG and Consumers Union | Public Health

Prescription For Change

Our September 2014 survey of physicians paints a grim picture of the growing problem of antibiotic-resistant infections. The overwhelming majority of surveyed doctors reported that one or more of their patients had been diagnosed with a presumed or confirmed case of a multi-drug resistant bacterial infection in the past twelve months. They also expressed concern about the use of antibiotics in livestock production facilities on healthy animals in order to promote growth and prevent disease.

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Report | Maryland PIRG Foundation and Demos | Democracy

Big Money Dominates in Congressional Primaries

Our analysis of fund-raising data from 2014’s congressional primaries examines the way these dynamics are playing out state by state across the country.  We looked at two key factors: first, the proportion of all candidate contributions coming from donations of $1,000 or larger; and second, the number of large donors whose contributions matched all donations by small donors (those giving less than $200), combined. 

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Blog Post | Consumer Protection

This week, CFPB Sues TCF Bank for overdraft schemes and loan servicer Navient for "failing" students | Ed Mierzwinski

Despite an escalation of threats to exterminate the Consumer FInancial Protection Bureau, CFPB continues to protect consumers well. This week it sued TCF Bank over deceptive overdraft marketing schemes and it sued Navient, the student loan servicer and Sallie Mae spinoff, for "failing" students at every step of the repayment process. The TCF complaint notes that its CEO brazenly named his boat "Overdraft."

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Blog Post | Make VW Pay, Transportation

How Volkswagen’s Deceit Could Help Accelerate an Electric Revolution | Emily Scarr

The payout is part of an agreement reached between the U.S. Department of Justice and Volkswagen after the carmaker was caught selling more than half a million diesel vehicles in the U.S. that polluted up to 40 times the legal limit of dangerous nitrogen oxides (NOX). The entire settlement is worth up to $14.7 billion and will help compensate consumers and clean up our nation’s transportation system.

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Blog Post | Consumer Protection

CFPB Report Finds 1 In 4 Consumers Feel "Threatened" By Debt Collector Tactics | Ed Mierzwinski

We joined Consumer Financial Protection Bureau Director Richard Cordray and Washington, DC Attorney General Karl Racine for release of new CFPB data on debt collector abuses. Fully 1 in 4 consumers feel "threatened" by abusive, possibly illegal, debt collector tactics. The release also included an emphasis on problems with the "debt buyer" industry, comprised of firms that buy older, uncollected debt for as little as less than a penny on the dollar.

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Blog Post | Financial Reform

CFPB Slams Two Credit Bureaus For Deceptive Marketing, Expect Experian Next | Ed Mierzwinski

This week, the Consumer Financial Protection Bureau nailed two "big 3" credit bureaus --Trans Union and Equifax -- for deceptive marketing of their over-priced, under-performing credit monitoring subscription products.  Combined fines and consumer restitution total $23 million. I predict that the CFPB will also bring a case against the remaining bureau, Experian, and that it will pay much more, because Experian really has led the way in aggressively marketing these tawdry products. They don't prevent identity theft, nor do they always accurately disclose your credit score, at fees of up to $16.95/month or more. Yikes!

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Blog Post | Consumer Protection

This New Year, Celebrate the CFPB | Ed Mierzwinski

This month, we published our 8th report based on analyzing consumer complaints collected in the CFPB's Public Consumer Complaint Database. The release of "Big Banks, Big Overdraft Fees" provides a good year-end opportunity to summarize a few of the reasons to be thankful for the Consumer Financial Protection Bureau, which took over in July 2011 as the first federal regulator with just one job: protecting consumers from unfair financial practices. The idea of the CFPB needs no defense, only more defenders.

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